Insuring a car or home is often self-evident. However, you should not forget about your dearest property – yourself and those closest to you. None of us is protected against accidents, but we can protect ourselves against the troubles related to them.
Personal accident insurance is of great help in ensuring your financial survival and that of your family if income decreases unexpectedly due to a temporary health problem, permanent disability or death of a family member.
Accident insurance ensures a monetary indemnity if the person needs long-term treatment after an accident, is temporarily incapable for work or develops a permanent disability. If the worst happens, the insurance indemnity helps to alleviate the financial problems of those closest to you.
There may occur various accidents: traffic accidents, people fall and slip, they suffer burns and cuts, heat stroke, freezing, acts of violence, drowning, etc. Accident insurance is especially important if you are the main contributor to the family budget, you have considerable financial obligations or you are employed in a line of work where the likelihood of accidents is high. Accident insurance may cover one person or the whole family.
Seesam offers daily allowance, indemnity of compensation, disability indemnity and death indemnity options.
Upon entering into a contract you can combine various indemnities and set suitable sums insured. You can choose whether to enter into full-time (valid throughout the world during working and leisure time) or part-time (valid during working time at the workplace) insurance.
The indemnity for temporary incapacity for work (while on a sick leave) or the daily allowance is paid for each day of treatment recorded by the doctor if the treatment lasts over 7 days, regardless of whether one is being treated in a hospital or at home. Indemnity of compensation is calculated as a percentage of health damage caused by an accident. In the case of a (permanent) disability the entire sum insured under the contract is paid out, or a portion corresponding to the degree of the disability. In the case of death the sum insured is paid to the successors.
Accident insurance is not equivalent to life insurance, although it does contain a death indemnity.
Accident insurance ensures a monetary indemnity if the person needs long-term treatment after an accident, is temporarily incapable for work or develops a permanent disability. If the worst happens, the insurance indemnity helps to alleviate the financial problems of those closest to you.
There may occur various accidents: traffic accidents, people fall and slip, they suffer burns and cuts, heat stroke, freezing, acts of violence, drowning, etc. Accident insurance is especially important if you are the main contributor to the family budget, you have considerable financial obligations or you are employed in a line of work where the likelihood of accidents is high. Accident insurance may cover one person or the whole family.
Seesam offers daily allowance, indemnity of compensation, disability indemnity and death indemnity options.
Upon entering into a contract you can combine various indemnities and set suitable sums insured. You can choose whether to enter into full-time (valid throughout the world during working and leisure time) or part-time (valid during working time at the workplace) insurance.
The indemnity for temporary incapacity for work (while on a sick leave) or the daily allowance is paid for each day of treatment recorded by the doctor if the treatment lasts over 7 days, regardless of whether one is being treated in a hospital or at home. Indemnity of compensation is calculated as a percentage of health damage caused by an accident. In the case of a (permanent) disability the entire sum insured under the contract is paid out, or a portion corresponding to the degree of the disability. In the case of death the sum insured is paid to the successors.
Accident insurance is not equivalent to life insurance, although it does contain a death indemnity.